# Legal & User Responsibility Disclosures ## No Financial Advice XAX provides on-chain yield infrastructure and does not offer investment advice, portfolio guidance, or financial recommendations. Users interact with the protocol at their own discretion. ## No Guarantees of Performance Past performance does not guarantee future results. Yield rates fluctuate based on market conditions, funding spreads, staking rates, and liquidity environments. Returns are not fixed or guaranteed. ## Market and Protocol Risks All on-chain systems involve inherent risks, including smart contract vulnerabilities, network instability, rapid market dislocations, and counterparty failures in integrated protocols. Users should evaluate these risks before depositing funds. ## User Responsibility for Wallet Security XEFFY never holds user private keys. Users are solely responsible for: * securing their wallets * safeguarding private keys * verifying transactions before signing XEFFY cannot reverse or modify user-signed actions. ## Permissionless Access XEFFY operates as a permissionless smart contract system. Anyone may interact with the vault according to the protocol rules, without intermediaries or custodians. ## Transparency of Protocol Changes All configuration updates are: * timelocked * visible on-chain * executed through restricted governance roles Users may monitor pending and executed changes at any time. ## Open-Source Notice XEFFY’s smart contracts are open-source or publicly verifiable, enabling independent analysis, monitoring, and auditing by external contributors and security professionals. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.xeffy.io/support/legal-and-user-responsibility-disclosures.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.